Alaska — We close your loan here Alabama — We close your loan here Arkansas — We broker your loan here Arizona — We close your loan here California — We close your loan here Colorado — We close your loan here Connecticut — We broker your loan here Washington, DC — We broker your loan here Delaware — DSCR & commercial loans only Florida — We close your loan here Georgia — We close your loan here Hawaii — We close your loan here Iowa — We close your loan here Idaho — We close your loan here Illinois — We close your loan here Indiana — We broker your loan here Kansas — We close your loan here Kentucky — We close your loan here Louisiana — We close your loan here Massachusetts — DSCR & commercial loans only Maryland — We close your loan here Maine — We broker your loan here Michigan — We broker your loan here Minnesota — We close your loan here Missouri — We close your loan here Mississippi — We close your loan here Montana — We broker your loan here North Carolina — We close your loan here North Dakota — Not currently licensed Nebraska — We close your loan here New Hampshire — DSCR & commercial loans only New Jersey — We broker your loan here New Mexico — We close your loan here Nevada — We close your loan here New York — DSCR & commercial loans only Ohio — We close your loan here Oklahoma — We broker your loan here Oregon — We close your loan here Pennsylvania — We close your loan here Rhode Island — We broker your loan here South Carolina — We close your loan here South Dakota — Not currently licensed Tennessee — We close your loan here Texas — We close your loan here Utah — We close your loan here Virginia — We close your loan here Vermont — We broker your loan here Washington — We close your loan here Wisconsin — We broker your loan here West Virginia — We close your loan here Wyoming — DSCR & commercial loans only

We close your loanWe broker your loanDSCR & commercial onlyNot licensed+ U.S. Virgin Islands · hover any state

Licensed in 40+ States • NMLS #376205 / #303217

States We’re Licensed In

Black Rock Mortgage — a division of Coast 2 Coast Mortgage — lends across the country. Florida is home, but we close loans (and recruit loan officers) coast to coast.

We’re licensed in 43 states plus Washington D.C. and the U.S. Virgin Islands, and we close DSCR and commercial investor loans in 5 more. In most of them we’re a correspondent lender — meaning we close and fund your loan in-house — and in the rest we broker to a wholesale partner. Either way, you get our 200+ lender network and one local point of contact.

43
states + DC & USVI
A truly national footprint from a Florida base
32
correspondent states
Where we close & fund your loan directly
200+
wholesale lenders
Behind every loan, in every state
Loan officers — we’re hiring

Every state on this map is a state you can originate in with us. If you’re a licensed LO (or ready to get licensed) looking for a broker with correspondent muscle and a real local brand, this is your map of opportunity. See what it’s like to work with us →

Correspondent — we close your loan Broker — we place your loan DSCR & commercial only Not currently licensed

Correspondent States — We Close Your Loan

In these states we’re a licensed mortgage lender, so we underwrite, close, and fund in-house — faster control of your file end to end.

AlabamaAlaskaArizonaCaliforniaColoradoFloridaGeorgiaHawaiiIdahoIllinoisIowaKansasKentuckyLouisianaMarylandMinnesotaMississippiMissouriNebraskaNevadaNew MexicoNorth CarolinaOhioOregonPennsylvaniaSouth CarolinaTennesseeTexasUtahVirginiaWashingtonWest Virginia

Broker States — We Place Your Loan

Here we broker your loan to one of our 200+ wholesale partners — same shopping power, same local service.

ArkansasConnecticutDistrict of ColumbiaIndianaMaineMichiganMontanaNew JerseyOklahomaRhode IslandVermontWisconsinU.S. Virgin Islands

DSCR & Commercial States — Investor Loans

In these states we close DSCR rental-property loans and commercial loans for investors. Owner-occupied home loans aren’t available here yet.

DelawareMassachusettsNew HampshireNew YorkWyoming
Don’t see your state?

Licensing changes regularly and we add states often. Call or text 352-619-4959 and we’ll tell you straight whether we can help where you are — or point you in the right direction.

Wherever you are, let’s see what you qualify for

Same 2-minute check, same local broker, 40+ states. No credit pull to start.

Licensing per NMLS Consumer Access (Coast 2 Coast Mortgage, NMLS #376205). Correspondent vs. broker designation reflects license type and is subject to change — verify current authority for your state with us. Equal Housing Lender.