Division President · NMLS #303217 · Ocala, FL

Keith Meredith

Helping you get the right mortgage, the right way — 16+ years, $100M+ originated, and you get me directly, not a call center.

Keith Meredith — Division President of Black Rock Mortgage

Keith Meredith

Division President · NMLS 303217

Black Rock Mortgage

About Keith

Keith Meredith has been originating mortgages for over 16 years. His field of expertise covers a wide array of mortgage products — VA financing, FHA, Conventional, USDA, down payment assistance, construction loans, bank statement mortgages, DSCR, and manufactured homes — giving him the industry experience to guide you in the right direction.

The landscape of the mortgage industry requires expertise to ensure a smooth transaction for those purchasing or refinancing their homes. But it’s not just about a smooth transaction — it’s about product knowledge. As an author and educator, Keith strives to make an otherwise complicated product simple.

Knowing what you can and can’t do in the world of mortgage financing is half the battle. Understanding how to navigate each product’s nuances in relation to every client’s specific circumstances is what separates a great originator from an average one.

In 2024, Keith branched out and started his own division with Coast 2 Coast Mortgage — Black Rock Mortgage. As Division President, he now focuses part of his time recruiting and training new and experienced mortgage loan originators alongside originating loans.

Before mortgages, Keith had a career in finance as a Series 7 licensed financial advisor. He brings that financial background to his work and written content — backed by the experience you only earn by originating over $100 million in mortgages.

Claudia Godwin

Keith helped me with a mortgage on a beautiful manufactured home and I couldn’t be happier! He was quick and communicative! Him and his team are great to work with. I would highly recommend Black Rock Mortgage to anyone looking for mortgage help in Florida.

Emmit Murray

Pleasure to do business with! Would highly recommend to anyone!

Bailee Sims

I was able to purchase my first home with the guidance and help from Keith Meredith. Starting 2026 off as a homeowner with such gratitude for Keith and his team!

Evie

Absolutely amazing experience! Keith and his team were incredible to work with. After struggling with multiple lenders who made the HELOC process stressful and complicated, Keith jumped right in and made everything smooth and easy. He and his team were fast, professional, and truly cared about helping us. From start to finish, they had everything done within four days! I can’t thank them enough for making what once felt impossible, possible. Highly recommend Keith and his team to anyone looking for honest, efficient, and top-notch service!

Christine Cotter

Keith and his team were incredibly helpful! The process flowed seamlessly from application to closing. I highly recommend Keith and his team!

Kristen Bond

Buying a home is stressful, but Keith Meredith made the process feel simple and supported every step of the way. Everyone I worked with was patient, professional, and genuinely cared about making sure I got the best loan for my situation. I’m so thankful for their hard work and dedication and wouldn’t hesitate to recommend them to friends and family.

Amy Geller

Keith is so easy to work with. He is professional and keeps an open line of communication, which is much appreciated in this industry! We will definitely use him again and refer him to everyone we know.

dkeraghan

Keith and his team, were wonderful throughout my homeownership journey. This was truly easy breezy thanks to them. I highly recommend Keith Merideth and his team, they go above and beyond.

Chuck Blanton

These guys do a great job! They helped me with a home over million dollars and they killed it.

Paul Virgin

I had lots of equity in the walls of my multifamily property and needed a HELOC, which isn’t as common as it is for single-family homes. Keith made the process incredibly simple—I applied and was approved in just a matter of days. Best part, I never had to leave my office. Professional, efficient, and stress-free service. Highly recommend! THANKS Keith!

Credentials & Recognition

Health, Life, and Variable Annuity License Holder, 2002–Present
Series 7 Licensed Financial Advisor, 2006–2009
Licensed Mortgage Loan Originator, 2009–Present
Accredited VA Loan Specialist — National Association of Mortgage Brokers
Top Producing Champions Club Originator — Hamilton Group Funding
Top Producing Mortgage Originator — Coast 2 Coast Mortgage
Division President, Black Rock Mortgage — 2024
$100M+ Originated · Licensed in 40+ States

Beyond the Mortgage Business

A few of the things outside work that make me who I am.

Family

Family

Family is at the heart of why I do what I do. Helping people get into homes they’ll raise their families in is the most meaningful part of this job.

Faith

Faith

My faith shapes how I do business — with honesty, integrity, and a focus on helping rather than just selling. It’s the foundation everything else is built on.

Community Service, Rotary

Community Service

From Rotary involvement to Operation Christmas Child, giving back to the Ocala community and beyond is something I make time for every year.

Fun and Travel

Fun & Travel

Ocala’s horse community, family travel, and time outside Florida exploring new places — the things that keep life interesting and recharge the batteries.

Ready to Work Together?

Apply for pre-approval, or just reach out and we’ll talk through your situation. Either way, I’d love to hear from you.

KEITH MEREDITH NMLS 303217 · BLACK ROCK MORTGAGE · CORPORATE NMLS 376205 · EQUAL HOUSING LENDER