Mortgage News

What’s the latest trends in the mortgage market regarding products and regulation.

Mortgage Advice | Mortgage Guidelines | Mortgage News

Do Mortgage Lenders Use FICO or VantageScore? What Changed in 2026- and Why It Affects Your Rate
ByKeith Meredith June 3, 2026June 3, 2026

You pulled your credit on your banking app, saw a number in the 720s, then a lender quoted you off something 40 points lower. Same you, same credit — different score. Here’s why that gap finally matters in 2026, and how the right score can change your rate, your costs, and whether you get approved…

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Mortgage Advice | Mortgage News

Should I Wait For Mortgage Rates To Drop Before Buying a Home in Florida?
ByKeith Meredith March 8, 2026May 29, 2026

Here’s the math, the strategy, and the honest answer most people don’t want to hear — but need to. By Keith Meredith 2026 11 min read I get this question more than almost any other right now: “Keith, should I just wait until rates come down?” It’s a fair question. Rates have been elevated for…

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manufactured homes | Mortgage News | Uncategorized

Manufactured Home Financing in 2026: Everything You Need to Know
ByKeith Meredith February 21, 2026May 29, 2026

Manufactured homes are more financeable than most people think. Here are the programs, the myths, and how to actually qualify. 📖 12 min read Manufactured homes are one of the most misunderstood segments of the housing market. I’ve talked to dozens of buyers over the years who assumed a manufactured home meant cash-only or a…

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Mortgage Guidelines | Mortgage News | Uncategorized

Buy a second primary residence for your parents!
ByKeith Meredith October 4, 2025May 29, 2026

A Fannie Mae provision lets you put as little as 5% down on a second primary residence — for your parents. Here’s how it works, what to watch for, and the questions most people don’t think to ask. 📖 8 min read I’ll be honest — I’ve been doing mortgages for over 16 years and…

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Mortgage News | Uncategorized

Covid 19 Update in the Mortgage Banking Industry
ByKeith Meredith April 3, 2020October 24, 2025

Its a crazy time in the mortgage lending world with Covid-19 but here is the latest update!

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Mortgage Guidelines | Mortgage News

Saving Deals With the MCC First Time Home Buyer Program!
ByKeith Meredith October 25, 2018October 24, 2025

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Mortgage News | USDA Rural Development

Florida USDA Turn Times
ByKeith Meredith January 13, 2017October 24, 2025

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Mortgage News

Do Mortgage Lenders Use FICO or VantageScore? What Changed in 2026- and Why It Affects Your Rate

Should I Wait For Mortgage Rates To Drop Before Buying a Home in Florida?

Manufactured Home Financing in 2026: Everything You Need to Know

Buy a second primary residence for your parents!

Covid 19 Update in the Mortgage Banking Industry

Saving Deals With the MCC First Time Home Buyer Program!

Florida USDA Turn Times

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