Mortgage News, Tips, and Trends!
Knowledge is power, keep up to date mortgage industry!
Buy a second primary residence for your parents!
You can buy a second primary residence for your parents! Ill be honest, I've been doing mortgages for over 15 years and I don't know it all. Its the crazy thing about this business. The amount of nuance between each loan program, what you can do and can't do and what...
New FHA Monthly Mortgage Insurance Premium
New FHA Mortgage Insurance Premium Rates The FHA mortgage program has been extremely successful. The program is more than solvent and that has allowed HUD to lower the monthly mortgage insurance premiums at a time when home affordability is stressed with higher...
Covid 19 Update in the Mortgage Banking Industry
Its a crazy time in the mortgage lending world with Covid-19 but here is the latest update!
Saving Deals With the MCC First Time Home Buyer Program!
Attention Real Estate Agents! ** as of 10/07/2025 this program is no longer being offer by the state of Florida Chances are your loan originator partners are not utilizing the first time home buyer program for Florida called the Mortgage Credit Certificate program or...
New USDA Income Limits!
The USDA has increased the income limits for their $0 down home loan program! For almost all of the counties in Florida the new USDA income limits for a household of 4 or less is $82,700. For a 5-8 person household the new income limit is $109,150. 1- 4...
Can I Finance a Log Cabin?
Can I finance a log cabin? The answer is yes! Some lenders won't let you but it's not a problem for us. Conventional financing is going to be your best bet for a loan program. For a primary residence you can buy with as little as 5% down. If you're first time home...
Florida USDA Turn Times
What are Florida USDA Turn Times?Florida USDA turn times are important to know as you go through the process of shopping and getting your home under contract to purchase. Likewise when you are nearing your closing date it can become even more important. When using a...
4743 SE 35th St, Ocala, FL 34480
Christi Mcall is one of the best agents in town! This home is absolutely gorgeous, located in Ocala its a great option for FHA financing or conventional. Give Christi a call if you are interested in this property, but its always smart to get pre-approved first!...
Housing Prices in Ocala Florida
The median sale price of a home in Marion County increased more than 23 percent in November over the same month last year, according to Realtors. The Ocala/Marion County Association of Realtors reported Monday that price in November was $122,000, up from $98,900 in...